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This article is not a substitute for independent professional advice. We do not warrant the accuracy, completeness or adequacy of the information or material in this article. All information is subject to change without notice. We and each party providing material displayed in this article disclaim liability to all persons or organisations in relation to any action(s) taken on the basis of currency or accuracy of the information or material, or any loss or damage suffered in connection with that information or material. You should make your own enquiries before entering into any transaction on the basis of the information or material in this article. Please ensure you contact us to discuss your particular circumstances and how the information provided applies to your situation.

PAH WEALTH MANAGEMENT PTY LTD, trading as Peter A Haans FCPA - Business Advisors and Financial Planners, Peter Haans and Sarah Haans are authorised representatives of Lonsdale Financial Group ABN 76 006 637 225 AFSL No. 246934.

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